Popular yet incorrect notions about the National Flood Insurance Program can lead homeowners and businesses to avoid this easy and important safeguard.
For example here are some common myths:
* Homeowners insurance policies cover floods.
* You cannot buy flood insurance if you do not live in a high flood-risk area or if your home or business flooded in the past.
* National Flood Insurance does not cover flood damage to anything in the basement.
* You cannot buy flood insurance immediately before or after a flood.
FEMA has provide some truths about National Flood Insurance that can help residents prepare for floods... (Source: FEMA 1747-013)
For more information, you can also visit the official web site for the National Flood Insurance Program at www.floodsmart.gov
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