Buying flood insurance is the best thing you can do to protect your home, your business, family, and financial security.
When you're a flood insurance policyholder ...
Flood insurance compensates you for all covered losses.
Coverage is relatively inexpensive.
You can depend on being reimbursed for flood damages even if the President decides not to declare a Federal disaster.
You don't have to repay a loan, as you might have to with many Federal disaster relief packages. Your covered losses are paid in full.
You can count on your claim being paid in the event of a flood loss because National Flood Insurance Program (NFIP) flood insurance is backed by the Federal government.
Your agent can help you handle your claim quickly, so that you won't have to put your life on hold if your property is damaged by a flood. You can even request a partial payment immediately after the flood, which can help you recover even faster.
Your flood insurance claims are paid by policyholder premiums, not taxpayer dollars.
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