Flood Insurance: Truth and Fiction
Popular yet incorrect notions about the National Flood Insurance Program can lead homeowners and businesses to avoid this easy and important safeguard.
For example here are some common myths:
* Homeowners insurance policies cover floods.
* You cannot buy flood insurance if you do not live in a high flood-risk area or if your home or business flooded in the past.
* National Flood Insurance does not cover flood damage to anything in the basement.
* You cannot buy flood insurance immediately before or after a flood.
FEMA has provide some truths about National Flood Insurance that can help residents prepare for floods... (Source: FEMA 1747-013)
For more information, you can also visit the official web site for the National Flood Insurance Program at www.floodsmart.gov
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