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Ask the Expert. We're Talking About Title

Here's what the title experts have to say about their most frequently asked questions:⁣

What is a title company?⁣
The title company confirms that the title to the real estate property is legitimately given to the purchaser of the property. Typically, the title company conducts the closing on the home and verifies that the seller has the rights to sell the property.⁣

What is title insurance?⁣
Title insurance protects you and your mortgage lender from loss — and headaches — if your seller doesn’t own the property outright. ⁣

How does title insurance protect you?⁣
Title insurance protects you from financial loss in the form of: ⁣

• Deeds by minors or by persons of unsound mind⁣
• Deeds by persons supposedly single, but in fact, married⁣
• Fraud⁣
• Forged deeds or wills⁣
• Liens⁣
• Misinterpretations of wills⁣
• Unpaid taxes or inheritance⁣

In most cases, the title company works quietly behind the scenes, making sure everything is set for a smooth transaction. No news is definitely good news. ⁣

Have questions about the buying process? Don't hesitate to reach out – I'd love to help out.