America Almeida's Blog

8 Best Home Improvements to Make Right After Moving In: Have You Done

hh5800/iStock Getting ready to move into your new home? Before you settle in, there are some important home improvement projects you’ll want to tackle. We totally get that home improvement is probably the last thing on your mind while you're unpacking boxes, but trust us. You'll...

8 Tools Every Homeowner Absolutely Must Own—and Why

AndreyPopov/iStock Congratulations: You’re a homeowner! Whether you’re just settling into your new rent-free digs or you’ve been making mortgage payments for decades, every homeowner should be sure their toolbox has the necessary items to handle common problems around the house....

NOVEMBER LAWN & GARDEN TO-DO LIST

  Fall gardening chores tend to have a “bedtime” theme – before your plants begin their long winter’s nap, they need to be tended and tucked cozily into their beds. Fall gardening is also an exercise in delayed gratification – new plants will barely put...

What Buyers Need to Know About HOAs

What Buyers Need to Know About HOAs 2.3KSHARES 2.1K 82 35 130 When searching for a home, you may end up selecting a property in a community with a Homeowners Association (HOA). Before you buy, it’s important to know how an HOA works and what they mean for you. According...

FALL HOME MAINTENANCE TO-DO LIST

FALL HOME MAINTENANCE TO-DO LIST Clean sink faucet aerators with vinegar to improve water flow. Indoor Fall House Cleaning & Organizing Garbage Disposal: Here's an easy way to clean and freshen your garbage disposal using nontoxic ingredients you probably have...

Home Sales Expected to Continue Increasing In 2020

10.8KSHARES 10.4K 122 33 195 Freddie Mac, Fannie Mae, and the Mortgage Bankers Association are all projecting home sales will increase nicely in 2020. Below is a chart depicting the projections of each entity for 2019, as well as for 2020.As we can see, Freddie...

Things to Avoid After Applying for a Mortgage

Things to Avoid After Applying for a Mortgage 4.2KSHARES 3.7K 121 201 204 Congratulations! You’ve found a home to buy and have applied for a mortgage! You’re undoubtedly excited about the opportunity to decorate your new home, but before you make any large purchases,...

One of the Top Reasons to Own a Home

One of the Top Reasons to Own a Home 2.8KSHARES 2.6K 83 38 143 One of the benefits of homeownership is that it is a “forced savings plan.” Here’s how it works: You make a mortgage payment each month. Part of that payment is applied to the principal balance...

A Great Way to Increase Your Family’s Net Worth

  Every three years, the Federal Reserve conducts its Survey of Consumer Finances. Data is collected across all economic and social groups. The latest survey data covers 2013-2016. The study revealed that the median net worth of a homeowner is $231,400 – a 15% increase...

Buying a Home: Do You Know the Lingo?

    Some Highlights: Buying a home can be intimidating if you’re not familiar with the terms used throughout the process. To point you in the right direction, here’s a list of some of the most common language you’ll hear when buying a home. The best way...

Nearly 10 million borrowers could lower their mortgage rate by 0.75%

Just three days ago, data from Black Knight showed that 8.2 million borrowers could save big on their mortgages thanks to the recent decline in mortgage interest rates, but rates have continued to fall all week. Now, the number of borrowers that could benefit from a refinance has jumped...

Smart home upgrades that raise home value

Are you smarter than a smart home? Maybe "dumb as a doorknob" is about to be a joke of the past. From doorbells, locks and blinds, the home just got smarter.  Mortgage automation software increases touch-less automation with a high level of... Sponsored by SoftWorks...

Experts Predict a Strong Housing Market for the Rest of 2019

We’re in the back half of the year, and with a decline in interest rates as well as home price and wage appreciation, many are wondering what the predictions are for the remainder of 2019. Here’s what some of the experts have to say: Ralph McLaughlin, Deputy Chief Economist for CoreLogic “We...

4 Seasons of Home Ownership

https://www.todayshomeowner.com/stream/fsho-intro-web.mp4   4 Seasons of Home Ownership   We’ve put together a list of tasks that every homeowner should tackle during the year to keep their homes in top shape. Here you'll find a collection of how-to videos, articles, downloadable...

Home Prices Up 5.05% Across The Country

  Some Highlights: The Federal Housing Finance Agency(FHFA) recently released their latest Quarterly Home Price Index report. In the report, home prices are compared both regionally and by state. Based on the latest numbers, if you plan on relocating to another...

3 Expert Insights On Inventory In The Current Market

The current housing landscape presents greater home values, low interest rates, and high buyer demand. All of these factors point to the strong market forecasted to continue throughout the rest of the year. There is, however, one thing that may cause the industry to tap the brakes: an overall...

5 Powerful Reasons To Own Instead Of Rent

Owning a home has great financial benefits. In a recent research paper, Homeownership and the American Dream, Laurie S. Goodman and Christopher Mayer of the Urban Land Institute explained: “Homeownership appears to help borrowers accumulate housing and nonhousing wealth in a variety...

The Benefits Of A 20% Down Payment

If you are in the market to buy a home this year, you may be confused about how much money you need to come up with for your down payment. Many people you talk to will tell you that you need to save 20% or you won’t be able to secure a mortgage. The truth is that there are many programs available...

August Lawn & Garden To-Do List

August begins right in the middle of the “dog days of summer,” the hottest and most sultry time of the year. Ancient cultures believed that the excessive heat was caused by the alignment of Sirius, the Dog Star, with the sun during the summer. These are the days when everything seems...

How to Keep Your House Cool During a Heat Wave

Keeping Cool Tip #1: Close Blinds and Curtains Inexpensive mini blinds or curtains can work wonders for reducing the sunlight and heat streaming in through your windows! At my house, installing inexpensive blinds on the south-facing windows completely changed the temperature in that part of the...

Enhancing Outdoor Living Areas for Summer Fun

Instead of going away during the summer, these days many families are opting for staycations. With that trend in mind, we’ve put together a list of summertime home improvement and maintenance tasks to enhance your outdoor living areas, providing enjoyment for the family and adding long-term value...

New Research Shows Housing Is Affordable For First-Time Buyers

  28.1Kshares 27.7K 127 25 202 Home prices have been on the rise for the last seven years, leading many housing market analysts to conclude that first-time homebuyers are being shut out of the market due to affordability concerns. The National Association of Realtors...

Renters Paying Substantially More While Owning Costs Less

Renters Paying Substantially More While Owning Costs Less 9.7Kshares 9.2K 169 99 232 In a recent Insights Blog, CoreLogic reported that rent prices have skyrocketed since 2005. Meanwhile, the typical mortgage payment has actually decreased. “CoreLogic’s national...

12 Ways to Spring Clean with Vinegar

1. Clean Your Garden – Eliminate Weeds Now that the cold weather is behind us, one of the first places you’ll likely want to start is outside. Easily target those pesky weeds and leave your garden growing strong using this formula. Use a funnel to add 1/2 cup of Epsom salt, a...

6 Steps to Getting the Perfect Lawn

The warm weather is here, and you’re itching to get outside. Here are six steps to ensure you start the season with a kick-off-your-shoes lawn. 1. De-Weed (DepositPhotos) It’s not unusual to have weeds in your lawn. A weedy lawn is usually a sign of nutrient imbalance or...

Buyer Demand Surging As Spring Market Begins

Buyer Demand Surging as Spring Market Begins 8.1Kshares 7.7K 132 28 235 Last fall, some predicted that the 2019 residential real estate market would be a disaster. There was even belief we might experience a housing crash like the one that occurred during the last decade. However,...

May Lawn & Garden To-Do List

May Lawn & Garden To-Do List For those of you in colder climates who have been gazing longingly at the spring chores popping up in our garden calendar, May is the month for you! Much of the country will experience the last frost of the season sometime this month, bringing with it heady days...

With Inventory Low: Will your dream home need TLC?

Buyers With Inventory Low: Will Your Dream Home Need Some TLC? 4.4Kshares 4.2K 79 18 120 According to a new survey from Move.com, the wave of first-time homebuyers hitting the market this summer has resulted in an interesting statistic. Nearly 60% of buyers searching...

Crazy expensive rent is still on the rise!

Crazy expensive rent is still on the rise! http://www.keepingcurrentmatters.com/2018/12/12/dont-get-caught-in-the-rental-trap-in-2019/?utm_campaign=Blog_Promo&utm_medium=email&utm_source=email-automated&utm_content=DailyBlogSubscription&utm_term=BlogPost...

"If the right thing for you and your family is to purchase a home this

" If the right thing for you and your family is to purchase a home this year, buying sooner rather than later could lead to substantial savings.” https://www.keepingcurrentmatters.com/2018/12/03/4-reasons-to-buy-a-home-this-winter-2/...

Keep your heating bills in check and the critters out!

Keep your heating bills in check and the critters out! https://www.todayshomeowner.com/winterizing-your-home/...

Call us today with your mortgage questions!

Call us today with your mortgage questions!...

It would take some willpower, but would certainly be worth it!

 It would take some willpower, but would certainly be worth it! https://themortgagereports.com/45871/can-you-really-pay-off-your-mortgage-in-4-years-these-people-did...

Your January lawn and garden to-do list:

Your January lawn and garden to-do list: https://www.todayshomeowner.com/january-lawn-garden-to-do-list/...

The hustle and bustle is over, and you may be overwhelmed by the after

The hustle and bustle is over, and you may be overwhelmed by the aftermath of clutter in your home. Follow these smart tips to enter into the new year with less to store! http://organizedhome.com/seasonal-spin/after-christmas-holiday-cut-clutter...

Merry Christmas!

Merry Christmas! ...

: Know the facts about home affordability:

: Know the facts about home affordability: http://www.keepingcurrentmatters.com/2018/11/08/75-of-renters-have-been-misinformed/?utm_campaign=Blog_Promo&utm_medium=email&utm_source=email-automated&utm_content=DailyBlogSubscription&utm_term=BlogPost...

Thursday, December 13: Numbers don’t lie! Less monthly income

Thursday, December 13: Numbers don’t lie! Less monthly income is needed to buy than rent. ...

Another wonderful review!

"As a Realtor it is important that the people you work with put the customer first. They need to meet deadlines, have an open line of communication and show professionalism. America Almeida LeaderOne Financial met all my clients expectations as well as their clients.  I would definitely recommend...

It’s Green Monday, a day to celebrate sustainable living.

It’s Green Monday, a day to celebrate sustainable living. If you are searching for efficient improvements to your current home or features in a new home, check out this article: https://www.elledecor.com/life-culture/fun-at-home/news/a9243/sustainable-environmentally-friendly-smart-house/...

Your home maintenance checklist for December:

Your home maintenance checklist for December: https://www.todayshomeowner.com/december-home-maintenance-to-do-list/...

Happy Thanksgiving! Call us if you’re ready to take advantage of incre

Happy Thanksgiving! Call us if you’re ready to take advantage of increased inventory!...

The importance and ease of pre-approval…

The importance and ease of pre-approval… https://www.keepingcurrentmatters.com/2018/10/15/pre-approval-your-1st-step-in-buying-a-home/?utm_campaign=Blog_Promo&utm_medium=email&utm_source=email-automated&utm_content=DailyBlogSubscription&utm_term=BlogPost...

It’s National Pizza Day! While you’re grabbing a slice, don’t forget t

It’s National Pizza Day! While you’re grabbing a slice, don’t forget to call us when you’re ready to purchase your slice of the American Dream! ...

Our heartfelt thanks goes out to all of the Veterans! We are also open

Our heartfelt thanks goes out to all of the Veterans! We are also open tomorrow for your convenience. ...

Exercise your right!

Exercise your right!...

Don’t forget to set your clocks back!

Don’t forget to set your clocks back!  ...

Your home maintenance checklist for November

https://www.todayshomeowner.com/november-home-maintenance-to-do-list/...

Don’t let the mortgage process SCARE you! We’re here to help you every

Don’t let the mortgage process SCARE you! We’re here to help you every step of the way!...