Cathy Chapman

License #: 526330

Real estate agent at Signature Home Sales

Cell : 301.514.6839 Office : 301.620.9880
Meet Cathy Chapman

Cathy Chapman, Broker, Realtor®

  • Cathy grew up in the custom homebuilding business thus has unique "hands-on" knowledge and expertise in the build process rarely learned by real estate professionals.
  • Real estate career began in 2000 selling New Homes in King Farm in Rockville, MD.
  • Cathy has served all of Maryland with nearly 20 years of expertise in the business serving both buyers and sellers with a specialty in New Homes!
  • Cathy now mentors affiliates agents in the New Home industry so they also can add this specialty to their repertoire.
  • As Broker, Cathy provides qualify control for all contracts for buyer clients and their respective agent; transaction management to include monitoring deadlines for contingencies; guiding buyers and sellers through the contract process; strategy, marketing and management of listings; and all back-end agent support.



Testimonials are about trusting another person's experience

as a measure of what you can expect as a client.

"Thank you to our loyal and highly-valued clients for

your repeat business and generous referrals!" -- Cathy Chapman, Broker


Details of the Recommendation: "I am extremely demanding when it comes to buying things, especially high value items like a home or car, because I want to make sure I am getting my money’s worth on both product and service when I buy these items. The same applies to my realtor of choice as I want my realtor to not only have my best interest in mind foremost, but also work diligently in making sure that my home purchase is one I will close knowing that what I paid for was at a great value and very happy living in. Thus the reason we are very happy we chose Cathy as our realtor. Cathy not only helped us sell our old home in a very short time at a great price that other realtors said we would not be able to sell at, as well as she helped us in the purchase of our new home. Cathy is truly the best .She has nothing but the clients’ best interests in mind. She is knowledgeable, experienced, prompt, communicative and works well with builders and others. Her negotiating skills are exceptional and helped us save a lot of money.

Since this was our first new construction home purchase we did not know of all of the issues that arise in this kind of purchase, issues with the builder, their sales staff, project managers, etc. However, Cathy was instrumental in helping us solve all the issues to completion that arose from the beginning until we settled our new home. If you're looking for an agent that will work hard for you and truly do everything possible to make your deal work, then Cathy is the person you want to talk to. We love our new home and thank you, Cathy, for working with us to get our dream house."

Catherine & Mark Kimball
Service Category: Real Estate Agent, Year first hired: 2012
Top Qualities: Personable, Expert, High Integrity




It was a pleasure working with Cathy. She saw the potential in our home where other real estate agents did not. Other real estate agents we talked to seemed to just want to price our home to sell as quickly as possible, which makes sense for people who need to sell right away, but Cathy really wanted to get what she - and we - felt our home was truly worth. She was extremely involved, spending a lot of time staging the home well, keeping in constant communication with us regarding interest in the house, and holding several open houses. We felt Cathy put a lot of time into selling our home, and we still sold our home in a good amount of time. I cannot express enough how much I appreciate how much time Cathy put into selling our home; we felt like she really personally cared about our home, and she really kept us in the loop, a lot of communication, which was good for someone like me who constantly likes to know what is going on! Thank you Cathy for your help! Dr. Thy Nguyen 


Dear Cathy,

We can not thank you enough for all that you did in selling our condo.  Thank you for taking the time in getting to know us, understand our needs, and assist us through the process of a short-sale. Your reputation as a caring, diligent, professional was clearly evident throughout the whole process, and we will never forget all the patience and hard work you put in for us.  It felt as though we had a dear friend looking out for our best interest. You gave us confidence to trust that everything would work out. 

Best wishes to you and your family,
The Jennifer's - SHORT SALE






Upon our first meeting with Cathy, we knew that we were working with a real estate agent that was trustworthy, knowledgeable, and looking out for our best interests.  She is well connected in the community, thus was a valuable resource for us, being new to the area. She lead us through the negotiations and purchase process in a timely, confident and comfortable manner.  She was honest, forthright to our questions, concerns and through the negotiations and purchase. 

She was always available, keeping us "in the loop."  We would would highly recommend her. 
Vicki & Ron S.



I would like to express my pleasure and gratitude in working with Cathy, she was absolutely amazing to work with in my New Home buying process!  From our very first conversation, I felt comfortable that I made the right choice in having Cathy represent me as my agent. She is very responsive- quick to return email and phone calls and super fast at answering any questions. Due to her tremendous market knowledge and experience, she was able to quickly narrow down and present options based on my criteria.

Once I decided on the home that I wanted, Cathy showed so much savvy in dealing with the sellers agent. She was strategic in her approach to get the best deal for me, negotiating so many "extras" that I would have NEVER  gotten on my own...I am remarkably impressed with what she was able to negotiate for me!

She showed tremendous patience overall as she guided me thorough the entire buying process, which can be overwhelming, for sure. She certainly held it together for me!

I highly recommend Cathy to anyone who needs an agent. She made every step of the way a pleasure, and exceeded every expectation that I had!

Thank you Cathy for all your hard work, I'm truly grateful for the exceptional service you provided. I absolutely love my new home and couldn't be happier!
-- Husna Smith


We first met Cathy when we needed to rent an apartment in Frederick, MD. Her responsiveness to our initial email was almost instantaneous, a characteristic that she has exemplified throughout our relationship. She fought for us and made us feel comfortable during the process.

A year later, we decided to buy a house and Cathy's prior experience in New Home sales made her the perfect partner. There's not a job that she can't handle! She even accompanied us to the builder's design center to help make sure that the choices we made today would increase the home's value for resale in the future. Incredible! On the day of closing, the lender kept pushing the times back and almost went into the next week, which would have put us without a home for a couple days. Cathy went above and beyond, fought hard for us, and made everyone show up at 10PM on Friday night for the closing. We couldn't have been happier!!!

We would VERY HIGHLY recommend Cathy Chapman to anyone looking for a realtor. She is everything that you picture the perfect realtor to be... and more!

Hernan & Amy del Aguila
Frederick, MD


The service and personal attention we received from Cathy Chapman was exceptional and unexpected from a Realtor! Cathy went above and beyond from the start during our recent work relocation. We struggled at first, being new to Frederick and on a short time constraint, but immediately upon reaching Cathy all our problems seem to disappear. She was incredibly professional and assertive when dealing with our rental property management and made sure all of our needs were met. Regardless of whether you are buying or renting, I would highly recommend Cathy Chapman to help you in this life changing move. We could not have asked for a better Realtor to guide us through the process.

Amber and John Talamantez
Rented a Townhome
Frederick, MD


Cathy Chapman made a long and arduous process as painless as a Short Sale could be.  She is by far the most sincere, knowledgeable, and professional agent with whom I have ever worked.  Being represented by someone as genuine, kind and compassionate as Cathy Chapman has made the tough days that much easier.  She even made special arrangements so that I did not have to travel hundreds of miles on a holiday weekend. 

Cathy kept me informed each step of the way and was able to allay my concerns throughout.  She was patient yet supportive during my moments of doubt.  Cathy was faced with many serious challenges throughout this rather unique Short Sale case and she worked hard to resolve them.  Best put – She was reason during the chaos and calm during the storm.  

Putting this Short Sale behind me has allowed me to begin the process of repairing the damage.  Damage that has been minimized by Cathy’s professional know how and tenacity.  I will recommend Cathy Chapman every opportunity I get.  You are in better hands with Cathy and Signature Home Sales.

Jennifer Erk
Resale Home - SHORT SALE
Middletown, MD


"After 9 months of searching for a new home with several different agents, we were exasperated!  And then we met Cathy Chapman.  She was persistent in being of service to us and we are thankful for that!  In only two weekends of previewing homes with Cathy, we finally found our New Home.  Cathy was so tuned-in to what we were looking for that even though we thought a certain area was not of interest to us, she convinced us to look at this one home anyway.  And it was the home we were looking for!  Because of how she took charge and didn't let us rule out certain areas because of our preconceived notion of a certain location, we finally found our New Home and we absolutely love it!  And the area is incredible too - much to our surprise!  Cathy is by far the best agent we've ever worked with. We highly recommend her!"

Robert and Rosario Neill
hired Cathy as a Buyer Agent
Purchased a NEW Custom Home on 3+ acres
Gaithersburg, MD - Watkins Ridge Builders


"Cathy Chapman defines what a professional real estate agent should be. As first time homebuyers, she was patient as we sorted through a myriad of homes. Always willing to offer her professional advice, she never pressured us to make a move. In the end, she always left that decision up to us. Finding a great home in an area that we liked, she fought for us during the negotiation process to get us the best possible price. Using a team of experts that extended into the inspection, mortgage, and title business areas Cathy made sure that we were taken care of every step of the way. For all prospective buyers, we would highly recommend using Cathy to help navigate through the process of buying a home." 

Amy Lamendola and Eric Pannell
hired Cathy as a Buyer Agent
Purchased a Townhome
Frederick, MD  - Urbana Highlands



"Cathy's eagerness to show us properties on short notice time and time again made us feel like her only client. She was never pushy or impatient in our search for our first home. Because of this we found a great home in a neighborhood where the good homes sell very fast. Without her great attitude and genuine desire to find us the perfect home we'd likely still be searching."

Brett Carter and Christina Shoemaker
hired Cathy as a Buyer AgentPurchased a Townhome
Frederick, MD - The Villages of Urbana


"Cathy Chapman is a pleasure to work with and did a great job at getting everything we asked for in a NEW home.  She assisted my fiance and I at buying our first home together directly from a builder who threw us a few curve balls.  Cathy was a strong negotiator who got us exactly what we wanted and we could not be happier with her performance.  She proceeds to go above and beyond for her client's needs.  Her diligence certainly paid off for our dream home.  Thank you again, Cathy!" 

Top qualities:  Great Results, Expert, High Integrity
Tricia & Brian Johnson
hired Cathy as a Buyer Agent
Purchased a NEW Drees Single Family Home
Frederick, MD - Clover Ridge Community


"Cathy's drive and dedication to customer service was on display throughout. I was relocating and needed to land somewhere (and not just anywhere) quickly; Cathy absolutely came through. She consistently met my many requests with complete satisfaction. Finding the right place to call home is always stressful. I would recommend her brokerage services to anyone, without hesitation. Thank you, Cathy, for making life a little bit easier."

hired Cathy as a Buyer Agent
Rented a Townhome
Frederick, MD - The Villages of Urbana


"I would recommend Cathy to work with anyone no matter what their needs are. She will go above and beyond the call of duty to assist her client in finding a home. I have never met a broker with so much drive, dedication and passion about what he or she does. Cathy is definitely a winner and strives to get the best results for her client. I really appreciated her professionalism and assistance in finding my home. Thanks Cathy!" 

Jeannette Blackwood
hired Cathy as a Buyer Agent
Purchased a condo
Germantown, MD - Gunners Branch


"When we met Cathy a few years ago, the real estate market and mortgage lending situation were somewhat different. We were honest with her about our situation: We were quite fed up with apartment living, but although I had a good job with reasonable income, we had not yet accumulated any significant amounts of money.  If we expected a cold shoulder or indifference, we were in for a surprise.  Cathy basically took us in and spent quality time showing us our best options, introduced us to financial people who explained our best strategies.  She worked for us and on our behalf, which is something we were not sure we could get.  Cathy and the people she works with on her team were there for us, and we will no doubt seek her out again when the time comes." 

- Glenn and Colleen Garza


"Cathy Chapman was dedicated, professional, and one of the hardest working real estate people I have ever dealt with.  She found me what I was looking for, and I have been extremely happy with my home in Frederick, Maryland.  She handled the details with dedication and talent and took all the burdens of the transfer of property from me and the closing went without a hitch.  I would recommend her to anyone looking for residential, commercial, or investment property."

Ed Thompson
hired Cathy as a Buyer Agent
Purchased a Townhome
Frederick MD - Worman's Mill


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"Cathy Chapman is a superb and talented professional sales associate.  I have only wonderful things to say about her!"

Brian and Georgean Minogue
hired Cathy as a Buyer Agent and then Seller Agent
Purchased a NEW Single Family Home
Relocated out of State
Sale of a Single Family Home
Germantown, MD - Richmond American Homes, Kings Crossing


"Cathy, you made everything so smooth and easy!"

Juan and Jennifer Parra
hired Cathy as a Buyer Agent and then Seller Agent
Purchase of a Townhome
Relocated out of State
Sale of a Townhome
Frederick, MD - Spring Ridge Community

Recent Articles

New Home Buyers - Your Ace in the hole

Building a new home is an exciting direction to take and one that should be explored with a professional who has expertise in that industry. Here's why... I started out my care
By Cathy Chapman with Signature Home Sales


Signature Home Sales

9404 Birchwood Ct W
Frederick, MD 21701